UTI Large & Mid Cap Fund offers investors a diversified portfolio of sound businesses available at relatively cheaper valuations. The fund follows a value investing strategy, selecting stocks trading below their intrinsic value, ensuring a margin of safety. As per SEBI guidelines, the fund allocates a minimum of 35% each to large-cap and mid-cap equities, providing stability while capturing growth potential.
The fund follows a top-down sector selection strategy and a bottom-up stock-picking approach, focusing on businesses with reasonable relative valuations and strong fundamentals. The investment strategy is built around three key tenets—relative valuation versus history or peers, growth opportunities at reasonable valuations, and mean reversion. As of February 28, 2025, the fund has an Asset Under Management (AUM) of over ₹3,780 crore, with 48% invested in large caps, 39% in mid caps, and the rest in small caps. Key holdings include HDFC Bank, ICICI Bank, Infosys, ITC, and Federal Bank, making up 33% of the portfolio.
In Siliguri, investors are increasingly seeking diversified funds with strong risk-adjusted returns. UTI Large & Mid Cap Fund’s mix of value and growth investing makes it an attractive choice for long-term wealth creation, appealing to both seasoned and new investors in the region.
