ManipalCigna Health Insurance has introduced ‘Sarvah,’ a groundbreaking health insurance solution aimed at addressing the needs of India’s ‘missing middle’—35-40 crore individuals without adequate health coverage. The new plan includes three variants—Sarvah Pratham, Sarvah Uttam, and Sarvah Param—designed to offer affordable and comprehensive health protection.
Sarvah Pratham is tailored for essential coverage, offering up to Rs. 3 crore for critical conditions like cancer and heart disease. Sarvah Uttam goes further with customizable options and unlimited coverage for major illnesses through the Anant Benefit. Meanwhile, Sarvah Param offers immediate coverage from Day 1 for pre-existing conditions, with a unique feature allowing the sum insured to increase up to 1000% annually, irrespective of claims.
“We are committed to bridging healthcare gaps for Bharat’s missing middle,” said Prasun Sikdar, MD and CEO of ManipalCigna. Looking at Siliguri, a rapidly developing market in North Bengal, Sarvah’s introduction is poised to cater to the increasing healthcare demands of the local population. As healthcare costs rise, the region’s underserved middle class stands to benefit from the affordable, all-inclusive protection Sarvah offers, making it a game-changer for health insurance in smaller cities.
