Groww Mutual Fund has launched the Groww Multi Asset Allocation Fund, an open-ended scheme investing across equity, debt, gold, and silver. The New Fund Offer (NFO) will be open from September 10 to September 24, 2025, with a minimum investment of ₹500 and SIPs starting at ₹100. Exit load is 1% if redeemed within 30 days, and nil thereafter.
The fund leverages SHAASTRA (Strategic Holistic Asset Allocation and Systematic Technical Risk Assessment), Groww’s proprietary platform integrating macroeconomic trends, technical signals, and market data to guide asset allocation. Maintaining equity exposure above 65% for tax benefits, the fund dynamically adjusts allocations to debt and commodities depending on market cycles. Historical data from NSE, AMFI, and Bloomberg (2010–2025) indicates that multi-asset portfolios deliver equity-like returns at reduced volatility, making them suitable in periods of economic uncertainty.
With growing awareness of gold and silver as risk buffers, the fund is expected to attract retail participants seeking stability, particularly those aiming for steady long-term capital growth in industrial and commercial hubs. The Groww Multi Asset Allocation Fund offers a structured investment solution for both first-time and seasoned investors, aiming to capture opportunities across diverse market phases while reducing portfolio risk.
